thekelsiward

Time In The Market vs Timing The Market: Palm Harbor Real Estate

There’s been a slight increase of homes on the market, but buyers who got a 3% mortgage when they bought their home likely don’t want to give that up.

Which means a lot of people who considered selling their homes, are now hanging onto them as rentals instead.

They want to hold onto the mortgage (rate) and get somebody else to pay the rent.

That means there could be a lot of inventory locked for years to come.

So, did you miss out on timing the market? Don’t count yourself out of homeownership yet. The best time to buy is when you can personally afford to do so.

Need help navigating the process? Schedule your strategy call today.

Seller Discounts in Palm Harbor

In 2020 and 2021 we saw a lot of sellers achieving 100% or higher of their original list price.

It seems like everyone knows a neighbor who got “X” amount over asking for their house.

Some cooling has started to show up in the data, putting the market right around where it was in years past.

Sellers might not be in the drivers’ seat as much, but the market is nowhere near seeing deep discounts booming through the marketplace.

I’m excited to connect you to the life of your dreams by helping you make informed real estate decisions. Schedule your strategy call today.

2026 What Does Active Inventory Mean For Buying & Selling In Palm Harbor

Knowing what’s actively on the market gives you a sense of how much available property you have to consider as a buyer.

For sellers, it means pricing your home amongst competition.

At the end of the day, inventory has increased over the past few months, but overall levels are still tight compared to where the market was before 2020– hardly an inventory “boom”.

I’m excited to connect you to the life of your dreams by helping you make informed real estate decisions. Schedule your strategy call today.

Non-Financial Benefits Of Owning A Home In Palm Harbor

With all the headlines about home prices and rising mortgage rates you may be wondering if it’s still worth it to buy a home.

While both (prices & rates) have an impact on affordability, you want to remember that buying a home is so much more than just a financial decision.

Here are just a few reasons I love home ownership, and why I think you should too!

Owning a home gives you a strong sense of accomplishment, and a better connection to your community.

Owning a home also brings you more comfort and the freedom to make the space your own.

Even with higher mortgage rates– it can still make sense to buy a home today.

That’s because home ownership isn’t just a financial choice, it’s a lifestyle choice too!

I believe home ownership truly has the power to change your life.

If you’re ready to buy a home let’s connect. Schedule your strategy call today.

Is Now The Best Time To Buy In Palm Harbor?

One of the biggest questions l get on a regular basis is “Should I still buy a home today?”

Here’s what I can tell you…

The headlines are focused on the market cooling in recent months, but they don’t paint the full picture of why home ownership IS worth it!

Yes, the short term market changes do matter, but homeowners will always win in the long run.

We know that home values typically rise with time. (we definitely saw that in 2020-2021)

But here’s what I really want you to focus on:

On average home prices have risen over the past 30 years which goes to show that home ownership wins over time.

As your home value grows and as you pay down your mortgage, you’ll build equity that’ll increase your net worth.

With time you could be sitting on a significant amount of home equity.

Homeownership is a play that wins in the long run!

So, if you’re ready to invest in your future let’s connect. Schedule your strategy call today.

Palm Harbor Local Podcast

My episode “How Your Mindset Can Help You Achieve Your Fitness and Business Goals” is live on the Palm Harbor Local Podcast!⁣⁣
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Donnie Hathaway and I discussed my approach to being a fitness coach and what you can learn through coaching.

We also talked about being in the right place, at the right time to discover your passion.⁣⁣

Grateful to have shared the mic!⁣⁣
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You can listen to it on all podcast platforms or on palmharborlocal.com.⁣⁣
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💪🏼⚔️❤️