Category: Buying

Losing out on your dream home to another buyer can be  frustrating, but here are seven steps you can take to increase your chances of getting the home you want:

1. Get Pre-Approved For A Mortgage 

Having a pre-approval letter from a lender shows the seller that you’re a serious buyer and are financially prepared to purchase the home.

2. Move Quickly

If you’re serious about buying a home, it’s important to move quickly and be ready to make an offer as soon as you find “the one”.

3. Make A Strong (and competitive) Offer

There’s a lot of ways to accomplish this from offering the full asking price, a shorter closing, or helping alleviate other needs of the seller.

4. Be Flexible

Similar to the last tip, be flexible with your closing date and other terms to make your offer more appealing to the seller.

5. Work With A Realtor

Your realtor should be able to help you navigate the buying process and give you insights into the local market.

6. Write A Personal Letter

Consider writing a personal letter to the seller explaining why you love their home and why you would be a good fit for it.

7. Don’t Give Up

If you lose out on a home, don’t give up. Keep looking and be ready to move quickly when you find the right home.

These might not be the most conventional tips, but they certainly are things to consider on your home buying journey.

Ready to get started? Schedule your strategy call today.

Home buying can be exciting, but also overwhelming. Here are a few ways to make the process go smoothly:

Determine your must-haves and nice-to-haves.

This will help narrow down your search and make hard choices easier.

Get pre-approved for a mortgage.

This will help you know what price range you can afford and make you a more competitive buyer.

Work with a local realor.

This ensures you have a trusted advisor by your side who knows the area and can guide you through the process.

I hope these tips are helpful on your home buying journey! 

Have questions about finding your dream home? Schedule your strategy call today.

Know your price range.

We all like pretty properties! But there’s no point in falling in love with a dream home if you can’t afford it.

Look beyond the physical aspects.

Fixtures, finishes, paint, etc. can all be updated. Think about the  other reasons you are interested in a home. Neighborhood, lifestyle, commute, etc. all play a big role in your long term commitment to your home.

Be thorough!

Take your time and complete your due diligence. Things like home inspections and appraisals are a must!

Ready to start the process? Schedule your strategy call today.

Try these 5 tips when saving for a down payment:

1. Pay off debt (particularly high-interest credit card debt) as much as possible.

2. Set up an automatic savings deposit.

What’s not seen can’t be spent.

3. Reduce rent costs. Move in with family, take in a roommate, or find a cheaper place to live.

4. Eliminate unnecessary living expenses:

gym membership, subscriptions, cable TV, etc. Consider going to cash-only basis when shopping.

5. Evaluate credit cards and select those with low interest and/or cash back incentives.

Ready to start looking at houses? Schedule your strategy call today.

On the fence about buying this year?

You might’ve noticed, home prices have come down a bit.

And that you actually have some more homes to consider.

Which means you, as a buyer, finally have some leverage (especially during spring and summer) after a few years of sellers calling the shots.

So what does that mean for you?

A more balanced market, which means you’ll actually get a chance for home inspections and price negotiations.

My advice?

Stay patient in the process and be prepared (financially) when a good deal pops up!

Ready to buy? Schedule your strategy call today.

It could be challenging, but not impossible.

Here’s why:

When our parents (boomers) were about 30 years-old, they owned 21% of the national wealth.

Millennials at that point now only own about 6.5%.

If you weren’t able to buy a house before the 40% price increase over the past few years, there might be a way to go before you’re able to get back in.

Because we’re not going to see a 40% price drop, we’re going to see more of a 4-5% drop in 2023.

It’ll definitely provide some relief, but in the meantime keep positioning yourself to be able to buy when you’re ready.

Have questions about how to buy your first home? Schedule your strategy call today.

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There’s a lot of factors to think about when deciding to rent or buy. Consider things outside of your monthly bills like your responsibility to maintain the property, and keeping cash for unexpected expenses.⁣
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In my opinion, those trade offs are worth it for the value of appreciation over time, building equity, and personal wealth.⁣
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If rates have you worried, remember that they 𝘊𝘈𝘕 come down. If that happens, you can refinance to lower your monthly payment… but rental rates– rarely decline.⁣
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𝐒𝐨 𝐰𝐡𝐚𝐭’𝐬 𝐭𝐡𝐞 𝐩𝐨𝐢𝐧𝐭?⁣
Ownership provides price stability that renting does not. And while renting has its purpose, remember that home ownership has long term upsides compared to the short term benefits of renting.⁣
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Ultimately the decision to rent vs buy is more than just a financial one, but if you’re ready and able to purchase, don’t let rates get you down!⁣
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Have questions about buying this year?⁣ Schedule your strategy call today.

With all the headlines about home prices and rising mortgage rates you may be wondering if it’s still worth it to buy a home.

While both (prices & rates) have an impact on affordability, you want to remember that buying a home is so much more than just a financial decision.

Here are just a few reasons I love home ownership, and why I think you should too!

Owning a home gives you a strong sense of accomplishment, and a better connection to your community.

Owning a home also brings you more comfort and the freedom to make the space your own.

Even with higher mortgage rates– it can still make sense to buy a home today.

That’s because home ownership isn’t just a financial choice, it’s a lifestyle choice too!

I believe home ownership truly has the power to change your life. 

If you’re ready to buy a home let’s connect. Schedule your strategy call today.

One of the biggest questions l get on a regular basis is “Should I still buy a home today?”

Here’s what I can tell you…

The headlines are focused on the market cooling in recent months, but they don’t paint the full picture of why home ownership IS worth it!

Yes, the short term market changes do matter, but homeowners will always win in the long run.

We know that home values typically rise with time. (we definitely saw that in 2020-2021)

But here’s what I really want you to focus on:

On average home prices have risen over the past 30 years which goes to show that home ownership wins over time.

As your home value grows and as you pay down your mortgage, you’ll build equity that’ll increase your net worth.

With time you could be sitting on a significant amount of home equity.

Homeownership is a play that wins in the long run!

So, if you’re ready to invest in your future let’s connect. Schedule your strategy call today.