Three Ways I Ensure My Buyers Don’t Overpay on Their Homes in Palm Harbor

Working with a realtor isn’t just about finding the perfect property, it’s about ensuring you make a sound financial decision.

Here’s three ways I ensure my buyers don’t overpay for their homes!

I Research Comparable Sales

Considering similar homes in the same neighborhood helps give you a better idea of the fair market value of the home you want to buy.

I Negotiate The Terms

The sale price, escrow, and closing costs are all negotiable. My job is to negotiate these terms, to ensure you get the best possible price.

I Utilize Appraisals

An appraisal will help determine the fair market value of the property. If you’re financing, the lender will want this anyway.

Don’t let the excitement of homebuying cloud your judgment. I’m here to make sure you’re getting the best bang for your buck.

If you’re ready to find your dream home without overpaying, let’s connect! Schedule your strategy call today.

Renting vs Owning in Palm Harbor

Weigh the pros and cons with me!

Renting 

β€’Your money from each payment is just… gone.

β€’You can’t make any changes to the property.

β€’Your Rent can increase with every lease renewal.

β€’And you’re basically paying a mortgage, but it’s not your own.

Owning

β€’Each payment builds your wealth and equity.

β€’You have the freedom to renovate (hello dream kitchen).

β€’Your monthly mortgage payment stays the same.

β€’You’re paying down your own mortgage.

If you’ve ever wondered β€œwhat’s the difference?” then let’s connect, and get you into a home of your own! Schedule your strategy call today.

Six Home Buying Costs I Discuss With My Buyers

With affordability being a big concern right now, it’s part of my job to educate you on home buying costs.

Pre-Closing

β€’ Down Payment

β€’ Mortgage Costs

β€’ Home Inspection

β€’ Closing Costs

Post-Closing

β€’ Monthly Payments

β€’ Home Maintenance 

If you’re looking for confidence and security around your home purchase, let’s make a plan together. Schedule your strategy call today.

Want to Live Like a Local in Dunedin Florida?

Want to live like a local in Dunedin Florida?
Click the image above or the link to learn about my top 3 things to do!

Top 3 Things To Do In Dunedin Florida Even As A Local

Are you thinking of buying, selling or investing in real estate in Dunedin, Palm Harbor, or the surrounding areas?

My team and I would love to help!
Contact me today to get started.

Your Palm Harbor Realtor,

Kelsi Ward

The Fazzini Group | ReMax Realtec

727-488-7032

Kelsi@fazzinigroup.com



Go Through the Home Buying Journey With Me in Six Steps!⁣⁣

π‚π‘πšπ­ π—ͺ𝐒𝐭𝐑 𝐌𝐞⁣⁣

We’ll connect to discuss all of your wants, needs, and goals for your future home.⁣⁣

π†πžπ­ 𝐏𝐫𝐞-π€π©π©π«π¨π―πžπβ£β£

Getting pre-approved for a mortgage will allow us to submit confident offers when you find a home that you love.⁣⁣

π’π­πšπ«π­ π’πžπšπ«πœπ‘π’π§π β£β£

We’ll explore different neighborhoods and homes that meet your criteria to find the best fit.⁣⁣

𝐌𝐚𝐀𝐞 𝐚𝐧 𝐎𝐟𝐟𝐞𝐫 & 𝐆𝐨 π”π§ππžπ« π‚π¨π§π­π«πšπœπ­β£β£

When you find the perfect place, we’ll make an offer and negotiate the terms until we reach an agreement.⁣⁣

𝐈𝐧𝐬𝐩𝐞𝐜𝐭𝐒𝐨𝐧𝐬 & π‹π¨πšπ§ 𝐏𝐫𝐨𝐜𝐞𝐬𝐬𝐒𝐧𝐠⁣⁣

We’ll navigate the details of inspections, loan processing, and property appraisal to ensure everything is in order and on time.⁣⁣

π‚πžπ₯πžπ›π«πšπ­πž 𝐂π₯𝐨𝐬𝐒𝐧𝐠 πƒπšπ²!⁣⁣

The best part! Time to celebrate closing day and  becoming a homeowner!⁣⁣

Ready to start your homeownership journey? Schedule your strategy call today.

Ignore β€œThis” and Pay Attention to β€œThat” When Buying a Home in Palm Harbor

When buying your home pay attention to the factors that have a higher impact on your daily life and long term investment.

I guide all my buyers to ignore β€œthis” and pay attention to β€œthat”.

Ignore This

β€’ Seller’s Style / Decor

β€’ Clutter / Messiness

β€’ Poor Landscaping 

β€’ And Oddly Used Rooms

Pay Attention Here

β€’ The Location / Neighborhood

β€’ Your Budget / Monthly Costs

β€’ Your β€˜Must Have’ List

β€’ Condition of Major Systems

The seller’s style, landscaping, or odd room usage are typically easy and inexpensive to change compared to aspects like location and budget. 

If you want guidance on what factors have an impact on your investment, then let’s chat! Schedule your strategy call today.

Four Areas Where My Buyers Gain Peace Of Mind During Their Home Inspection


Don’t overlook the importance of a thorough home inspection! 

Here’s four areas where my buyers gain peace of mind during their home inspection. 

Electrical Systems

Home inspectors will check wiring, outlets, switches, and electrical panels for safety and compliance.

Plumbing

Inspectors check for leaks, water pressure, drainage, and the functionality of fixtures like sinks, toilets, and showers.

HVAC Systems

Heating, ventilation, and air conditioning systems get inspected to make sure they’re in proper working order.

The Roof

Inspectors check the condition of the roof, including shingles, flashing, and gutters, as well as attic insulation.

So what’s the point?

Home inspectors help us ensure you’re making a confident and informed decision when buying your dream home!

If you want peace of mind during every step of buying your home, let me guide you through the entire process! Schedule your strategy call today.

Six Tips To Help You Avoid Paying Too Much For A Home in Palm Harbor

Paying too much for a home can come with financial consequences, so it’s important to do your research and be strategic when making an offer. 

Here are six tips to help you avoid paying too much for a home:

1. Get An Appraisal

An appraisal can help you determine the fair market value of the property and ensure that you’re not overpaying. (If you’re financing your lender will want this anyway!)

2. Research Comparable Sales

Your realtor should be able to give you a market analysis of similar homes in the same neighborhood to give you a better idea of the fair market value of the home.

3. Don’t Get Emotionally Attached

While it’s important to find a home that you love, it’s also important to not get emotionally attached and overpay for a property.

4. Be Prepared To Negotiate

Don’t be afraid to negotiate the price with the seller. Especially if there are any issues with the property that need to be addressed.

5. Consider The Long-Term Costs

When it comes to the price of a home, consider not just the purchase price but also the long-term costs such as property taxes, homeowners insurance, and maintenance costs.

6. Be Willing To Walk Away

If the seller is not willing to negotiate on the price and you feel that the home is overpriced, be willing to walk away and continue your search.

Remember, it’s important to find a home that meets your needs and budget, so don’t be afraid to take your time and do your research before making an offer. 

If you’re thinking about buying or selling, let’s work together to turn your real estate dreams into reality! Schedule your strategy call today.

Two Tips On How To Find Out If There Are Defects In Your Palm Harbor Dream Home

Before purchasing a home, it’s important to have it inspected for any defects or issues that could potentially cost you money down the line. 

Here’s two simple tips on how to find out if there are defects in a home you want to buy:

1. Hire A Licensed Home Inspector

A licensed home inspector can conduct a thorough inspection of the property and identify any issues or defects that need to be addressed. (more on this later)

2. Ask The Seller For Disclosures

The seller is required to disclose any known issues or defects with the property, so ask for a complete list of disclosures before making an offer!

Remember, identifying any defects or issues with a home before you make an offer can save you money and headaches down the line, so it’s important to conduct a thorough home inspection and do your due diligence before making a purchase.

If you’re thinking about buying or selling, let’s work together to turn your real estate dreams into reality! Schedule your strategy call today.