Let’s talk real numbers, not just pretty houses!
Here’s what’s really messing with affordability in Florida right now…
Insurance
It’s not just about rates anymore.
Home insurance costs (especially in high-risk areas) are becoming the biggest buzzkill for buyers.
Yes, even bigger than interest rates.
Home Prices
Inventory’s creeping up, and prices are starting to chill in a few spots.
But honestly… home prices are still high compared to what most people earn.
Mortgage Rates
They’ve leveled out a bit in 2025 (bless).
But they’re still up from those golden pandemic-era lows.
And I hate to say it, they’re not likely to come back anytime soon.
The market’s shifting, but affordability? Still top of mind.
If you’re buying or selling this year, you need a strong strategy. Schedule your strategy call today.
thekelsiward.com 